Allan Inocente was born and raised in the northernmost part of the Philippines, in what most people call “Ilocandia” or “Ilocos”. Having been raised by a family of farmers, he grew up very quickly realizing that for you to have money, you have to work hard for it. And work hard, he did.
During summer vacation, he was busy doing odd jobs like cleaning other people’s houses, raising pigs and goats, as well as planting vegetables in his garden.
After graduating as valedictorian of his grade school class, he managed to top the high school entrance exam to one of the most prestigious schools in the Ilocos province, the Mariano Marcos State University – Science High School. He won numerous awards during inter-school contests like Philippine Math Olympiads, Math and Science Fairs, Highest Achiever in Mathematics and more. During his senior year, he won the Math Wizard contest, besting hundreds of aspirants, punctuated by his decisive victory during the final round of elimination where all 10 finalists had to answer each question on the spot in front of hundreds of spectators.
He was blessed to have passed the entrance exam to the University of the Philippines Diliman with a degree of Bachelor of Science in Computer Engineering on a DOST (Department of Science and Technology) Scholarship. After graduation, he was immediately hired by Accenture, a multinational IT company. His specialty is on building credit card systems. The ironic thing is that, he himself, an “expert” in credit cards, ran into problems with his mounting credit card debts.
One day, while browsing through a local bookstore, a friend mentioned that the book Rich Dad, Poor Dad by Robert Kiyosaki is a very good book that he should read. He soon found himself immersed in reading the book, and he could not put it down. He read it over and over again, and it’s as if a new world is opening before his eyes. He realized that what he was taught of, and what he was trained to do is not the only way to earn money. There are other better ways in the world of business. That’s when he began to realize that working for a job is only a short term solution to a long term problem, that is “not enough money.” Soon enough, he needed to find another way to earn enough.
After working for more than 4 years and getting promoted almost every year, he realized one thing very clearly, that even with 20% of his income saved up to around 6-figures, he still could not afford to pay for he and his then girlfriend’s (now his wife) wedding.
He wanted to get married in a year, and the only thing that he thought could solve his concern of raising funds for the wedding is to go abroad and earn higher income. After much thought, he risked his secure job and great career to embark on a journey to Malaysia working for Scope International, an IT subsidiary of Standard Chartered Bank. After one year, he saved enough money to pay for he and his wife’s wedding. Another year and a half and he soon realized that once you have some money saved up, the next thing you are concerned about is where to put that extra money. He began to explore opportunities within and outside his area of speciality.
And one of those opportunities has BLESSED his LIFE beyond his wildest imagination.
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I read your life story and realizing that it is good to have your savings even you are currently working. Actually, in the first or second week of January, I have read some articles about investing in stock market and it lured my attention. One of those articles was about how Warren buffet struggled to become billionaire. It is not my dream to be a billionaire or greedy as some people say but just to have a secured financial support after retirement. Thanks for your blog and I am going to read some parts of your blog.